| Operation | Verification | Description | Charge method | Fee | Comment |
|---|---|---|---|---|---|
| Sign up | Email or phone | Sign up to application | NA | NA | |
| Create a crypto wallet | Full verification | Create a personal custodial wallet | NA | NA | |
| External Inbound crypto | Full verification | Deposit Crypto, transfer to external entity | NA | see below | Network fee will be charged |
| Internal Inbound crypto | Full verification | Deposit Crypto, transfer from YDP customer | NA | NA | No fee |
| External Outbound crypto | Full verification | Withdrawal, transfer Crypto to external entity | Crypto | See below | Network fee will be charged |
| Internal Outbound crypto | Full verification | Withdrawal, transfer Crypto to YDP entity | NA | NA | No network fee |
| Receive NGN | Full verification | Receive NGN that will be swaped and load up to wallet | Fiat | 0.80% | Plus bank fees, this includes swap fee as well |
| Top up MoMo MTN account | Full verification | Send Naira to MoMo MTN account | Fiat | 0.80% | This includes swap |
| Receive crypto bridging | Full verification | Receive Crypto in an unsupported network | Crypto | 0.50% | Only TRC20, ERC20, and BEP20 are supported |
| Operation | Description | Charge method | Fee |
|---|---|---|---|
| Sign up | Create an account on YDPay | NA | No fees |
| Create a crypto wallet | Create Your Personal Custodial Wallet | NA | No fees |
| Receive crypto from external Wallet | Deposit Crypto from an External Wallet to Your YDPay Account | NA | No fees |
| Withdraw crypto to external wallet | Send Crypto from Your YDPay Wallet to an External Wallet | Crypto | BTC 0.00002644, ETH 0.0005, USDC 1.0, SOL 0.00999225, TRX 6.71945612, USDT ERC20 and SOL -1.0, USDT TRC20-1.5 |
| Swap (Crypto and NGN) | Swap One Currency or Crypto Asset to Another | Fiat or Crypto | 2% |
| Receive from a YDPay User- Crypto | Deposit cryptocurrency by transferring funds from a YDPay customer account. | NA | No fees |
| Send to a YDPay User- Crypto | Withdraw crypto from a YDPay user to another YDPay user | NA | No network fees |
| Receive NGN | Receive NGN that will be swapped and load up to wallet | Fiat | N100 |
| Withdraw NGN | Withdraw Naira from your YDPay account to your NGN local bank account | Fiat | N250 |
| Fiat Card Deposit | Fund your account via your Naira card | Fiat | 2% capped at N2500 |
| Order book fee | Trading fees applied for executing advanced trades (both makers and takers) | Crypto | 0.15% |
Naira Deposit Fees
Naira Withdrawal Fees
Crypto Send Fees
Crypto swap fee
1.5% for makers and 1.5% for takers
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